{"id":2168,"date":"2024-03-24T11:59:27","date_gmt":"2024-03-24T08:59:27","guid":{"rendered":"https:\/\/beatmarket.com\/blog\/?p=2168"},"modified":"2025-06-09T16:08:31","modified_gmt":"2025-06-09T13:08:31","slug":"how-often-i-trade","status":"publish","type":"post","link":"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/","title":{"rendered":"How Often I Trade"},"content":{"rendered":"<div class=\"fpm_start\"><\/div>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_45_2 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/#Spoiler_Rarely_and_Im_not_happy_about_it_Id_like_it_to_be_even_less_frequent\" title=\"Spoiler: Rarely, and I&#8217;m not happy about it. I&#8217;d like it to be even less frequent.\">Spoiler: Rarely, and I&#8217;m not happy about it. I&#8217;d like it to be even less frequent.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/#Simple_math\" title=\"Simple math:\">Simple math:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/#You_Might_Also_Like\" title=\"You Might Also Like\">You Might Also Like<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Spoiler_Rarely_and_Im_not_happy_about_it_Id_like_it_to_be_even_less_frequent\"><\/span>Spoiler: Rarely, and I&#8217;m not happy about it. I&#8217;d like it to be even less frequent.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>It&#8217;s worth noting: for myself, I categorize transactions into two types \u2013 buying securities and selling securities. When it comes to frequency, it mostly concerns selling securities. I buy relatively often. Every month. But that doesn&#8217;t mean it&#8217;s necessary. I just believe that regularity accounts for N% of success.<\/p>\n\n\n\n<p>Systematic investing has long been a tried-and-true principle, verified over decades, and one of the ways to successfully exist in the market and achieve higher results in the long run. Systematic investing reduces risks, both when buying in rising markets and allows for more advantageous purchases in falling markets.<\/p>\n\n\n\n<p>As for me, I have no idea when the market will rise or fall. I don&#8217;t know and can&#8217;t control it. What I can control is myself and my behavior. And my behavior consists of buying regularly, in portions. It could be once a month, once every 2-3-5 months. It doesn&#8217;t matter. The main thing is consistency.<\/p>\n\n\n\n<p>When I have amounts significantly larger than my usual investments, I just break the purchase into parts and buy in portions over some period of time.<\/p>\n\n\n\n<p>So, I buy every month, and in this part, I am not worried, rather the opposite. As for selling, I am very conservative here.<\/p>\n\n\n\n<p>There is a set of rules\/signals that tell me when it&#8217;s time to sell a security. But it&#8217;s quite lenient.<\/p>\n\n\n\n<p>A security can stay in the portfolio for 1-2-5-10-20 years. I completely allow for this and am very pleased about it. The longer a security is in the portfolio, the fewer taxes and commissions I&#8217;ll have to pay for transactions in the end.<\/p>\n\n\n\n<p>The average number of full transactions \u2013 buy\/sell, so-called portfolio turnover, is about 4% for me. I would like it to be even lower \ud83d\ude02 [Link to image] but it is what it is.<\/p>\n\n\n\n<p>Why I pay so much attention to this. I&#8217;ve seen many recommendations like \u2013 buy, hold for a year, sell. And many tests are conducted this way. Often they write \u2013 we buy under such-and-such conditions and exit after a year.<\/p><script data-noptimize>fpm_start( \"true\" )<\/script>\n\n\n\n<p>I prefer to hold a security as long as possible and only sell it when the business may have problems or slows down in its development. Why so.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Simple_math\"><\/span>Simple math:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Take $100 and a virtual return of 10% per annum with reinvestment. Capital gains tax of 15%, a commission of $1 for buying, $1 for selling.<\/p>\n\n\n\n<p>We take two selling options: A) after a year B) after 5 years. We leave everything else out. This is a very simple example to understand how important the issue of taxes and commissions is.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What we have in the end:<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Option A:<\/h3>\n\n\n\n<p>$100 + 10% minus tax, minus commission, and so on five times. With capitalization, we end up getting, in this case, after 5 years $150.36 minus commission for transactions of two dollars a year (bought\/sold) = $150.36 &#8211; 10 = $140.36.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Option B:<\/h3>\n\n\n\n<p>$100 + 10% minus tax, minus commission, and so on once. With capitalization, we end up getting, in this case, after 5 years $161.05 minus commission of $2 since we bought once over 5 years and sold once after 5 years. So, we have $151.89 &#8211; 2 = $149.89.<\/p>\n\n\n\n<p>The difference over 5 years is 6.8% or 1.36% annually. And over 10 years, this difference is already 26% or 2.6% annually.<\/p>\n\n\n\n<p>The longer the distance, the higher the annual profit needs to be to cover the frequency of transactions with returns.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"You_Might_Also_Like\"><\/span>You Might Also Like<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul>\n<li><a href=\"https:\/\/beatmarket.com\/blog\/how-to-calculate-dividends\/\">Dividend Formula<\/a> Explained: How to Find Dividends Easily<\/li>\n\n\n\n<li>7 Most <a href=\"https:\/\/beatmarket.com\/blog\/7-best-undervalued-dividend-stocks\/\">Undervalued Dividend Stocks<\/a> Right Now<\/li>\n\n\n\n<li><a href=\"https:\/\/beatmarket.com\/blog\/what-is-a-deposit-dividend\/\">What Does &#8216;Credit Dividend&#8217; Mean?<\/a> A Simple Guide<\/li>\n<\/ul>\n\n<div class=\"fpm_end\"><\/div>","protected":false},"excerpt":{"rendered":"<p><a href=\"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/\" class=\"wp-block-post-excerpt__excerpt\">Explore the benefits of systematic investing with our comprehensive guide. Learn how strategic buying and minimal selling can maximize your long-term investment returns, reduce risks, and save on taxes and commissions. Perfect for investors seeking sustainable market success<\/a><\/p>\n","protected":false},"author":1,"featured_media":2169,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[9,8,12],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.12 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Maximizing Long-Term Investment Success with Systematic Investing Strategies | Beatmarket<\/title>\n<meta name=\"description\" content=\"Explore the benefits of systematic investing with our comprehensive guide. Learn how strategic buying and minimal selling can maximize your long-term investment returns, reduce risks, and save on taxes and commissions. 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Learn how strategic buying and minimal selling can maximize your long-term investment returns, reduce risks, and save on taxes and commissions. Perfect for investors seeking sustainable market success","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/","og_locale":"en_US","og_type":"article","og_title":"Maximizing Long-Term Investment Success with Systematic Investing Strategies | Beatmarket","og_description":"Explore the benefits of systematic investing with our comprehensive guide. Learn how strategic buying and minimal selling can maximize your long-term investment returns, reduce risks, and save on taxes and commissions. Perfect for investors seeking sustainable market success","og_url":"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/","og_site_name":"Beatmarket Blog","article_published_time":"2024-03-24T08:59:27+00:00","article_modified_time":"2025-06-09T13:08:31+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/beatmarket.com\/blog\/wp-content\/uploads\/2024\/03\/facebook.png","type":"image\/png"}],"author":"CEO BeatMarket","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CEO BeatMarket","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/","url":"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/","name":"Maximizing Long-Term Investment Success with Systematic Investing Strategies | Beatmarket","isPartOf":{"@id":"https:\/\/beatmarket.com\/blog\/#website"},"datePublished":"2024-03-24T08:59:27+00:00","dateModified":"2025-06-09T13:08:31+00:00","author":{"@id":"https:\/\/beatmarket.com\/blog\/#\/schema\/person\/bc0e7ca6eb01313260aba2b3843c0caa"},"description":"Explore the benefits of systematic investing with our comprehensive guide. Learn how strategic buying and minimal selling can maximize your long-term investment returns, reduce risks, and save on taxes and commissions. Perfect for investors seeking sustainable market success","breadcrumb":{"@id":"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/beatmarket.com\/blog\/how-often-i-trade\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/beatmarket.com\/blog\/how-often-i-trade\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"BeatMarket","item":"https:\/\/beatmarket.com"},{"@type":"ListItem","position":2,"name":"Blog","item":"https:\/\/beatmarket.com\/blog\/"},{"@type":"ListItem","position":3,"name":"How Often I Trade"}]},{"@type":"WebSite","@id":"https:\/\/beatmarket.com\/blog\/#website","url":"https:\/\/beatmarket.com\/blog\/","name":"Beatmarket Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/beatmarket.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/beatmarket.com\/blog\/#\/schema\/person\/bc0e7ca6eb01313260aba2b3843c0caa","name":"CEO BeatMarket","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/beatmarket.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b0eb19c196c9dacd545533e150aeefe6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b0eb19c196c9dacd545533e150aeefe6?s=96&d=mm&r=g","caption":"CEO BeatMarket"},"description":"Hello, my name is Max and I am the founder of BeatMarket. Let me tell you a few words about our philosophy. BeatMarket is a safe space for long-term investors who want to develop healthy investing habits. BeatMarket is created for people who ignore trades of the day, most active stocks signals, and speculation trading courses. Beginner investors will find a special set of BeatMarket tools that helps avoid common mistakes at the start of their investment journey. The platform makes stock research and portfolio Welcome to the community of professionals! Yours sincerely, CEO BeatMarket, investor, entrepreneur, Max Dividends About the Author Max Dividends Seasoned entrepreneur, dedicated father of three, and private investor specializing in high-yield dividend growth stocks.\u200b Professional Background \u2022 Entrepreneurial Ventures: Founded and managed over 10 successful businesses across IT, media, and retail sectors.\u200b \u2022 Investment Experience: Over 15 years of experience in investments, with a portfolio surpassing $1.5 million.\u200b Investment Journey \u2022 From Risk to Reliability: Max started his investing career more than 15 years ago like many\u2014chasing high returns through risky bets, speculative plays, and market timing. After hard-earned lessons and financial losses, he pivoted to a long-term strategy grounded in fundamentals, discipline, and compounding. \u2022 Current Portfolios: Today, Max manages several well-diversified dividend portfolios across U.S. and international markets, focused on high-yield stocks with a track record of annual dividend growth. His primary portfolio is valued at over $1.5 million and generates five figures in annual passive income. \u2022 Dividend-First Strategy: Max\u2019s core focus is building sustainable income through quality businesses\u2014think wide moats, strong free cash flow, and shareholder-friendly management. He follows strict rules around payout ratios, dividend consistency, and sector diversification. \u2022 Personal Milestones: - Fully living off dividends since his early 40s - Reinvests 100% of excess cash flow - Built an \u201cInflation-Proof Income Engine\u201d to withstand economic cycles \u2022 Goals: Max is on a mission to reach complete financial independence and retire before age 50. His broader goal? Help thousands of other investors achieve the same through no-BS education and timeless dividend principles. MaxDividends Strategy \u2022 Objective: To build a reliable passive income stream through strategic dividend investments, aiming for financial independence and early retirement.\u200b \u2022 Achievements: Began living off dividends by age 40, with plans to retire before 50.\u200b Publications \u2022 \ud83d\udcd8 I Love Dividends Why dividend investing isn\u2019t just smart \u2014 it\u2019s addictive. \u2022 \ud83d\udcd7 The 5 Rules of Timeless Dividend Investing A practical, no-fluff guide to building long-term wealth through dividends. \u2022 \ud83d\udcf0 MaxDividends on Substack Max's flagship publication where he shares deep dives, monthly income reports, and stock breakdowns. Read by thousands of serious dividend investors around the world.","sameAs":["http:\/\/91.232.105.158:8000"],"url":"https:\/\/beatmarket.com\/blog\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/posts\/2168"}],"collection":[{"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/comments?post=2168"}],"version-history":[{"count":4,"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/posts\/2168\/revisions"}],"predecessor-version":[{"id":2932,"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/posts\/2168\/revisions\/2932"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/media\/2169"}],"wp:attachment":[{"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/media?parent=2168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/categories?post=2168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/beatmarket.com\/blog\/wp-json\/wp\/v2\/tags?post=2168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}