Stocks Screener

Specify Company / Ticker to Get the Summary

Internet ComputerICP
Bitcoin CashBCH
LitecoinLTC
Financial Score
90
Very safe
Icon

First Bancorp Inc

Fairy valued

Conclusion

🧐 Quite a strong business with many competitive advantages. Could be a good addition to a balanced portfolio

🟢 Analysis of recent reports indicates the financial profit of the company at present.
🟢 A positive factor is the dynamics of business sales growth
🟢 The growth of the company's operating profit in recent years indicates its stability and good development prospects.
🟢 Earnings per share are growing, the dynamics have been positive for several years. This means the company knows how to manage business profitability and maintain it for many years
🟢 The company has an excellent position in the market, it has been generating income and demonstrating profitability for many years, even in difficult years

Similar to First Bancorp Inc

PFBC

Preferred Bank
Undervalued
+18.87 %
Profitability for 12 months.

PBHC

Pathfinder Bancorp Inc
Overvalued
+21.62 %
Profitability for 12 months.

ACNB

ACNB Corporation
Fairy valued
-14.68 %
Profitability for 12 months.

HIFS

Hingham Institution for Savings
Overvalued
+34.10 %
Profitability for 12 months.

SYDB

Sydbank A/S
Undervalued
+26.85 %
Profitability for 12 months.

First Bancorp Inc

FNLC
Current price
26.14 USD -0.01 USD (-0.04%)
Last closed26.15 USD
ISIN US31866P1021
SectorFinancial Services
IndustryBanks - Regional
ExchangeNASDAQ
Capitalization 309 016 352 USD
Yield for 12 month -2.02 %
1Y
3Y
5Y
10Y
15Y
FNLC
21.11.2021 - 28.11.2021

The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company also provides commercial loans comprising commercial real estate owner occupied, such as mortgage loans to finance investments in real property such as retail space, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loan for financing working capital and/or capital investment. In addition, it offers commercial multifamily loans; residential real estate term and residential real estate construction loans; loans to municipalities in Maine for capitalized expenditures, construction projects, or tax anticipation notes; home equity revolving and term loans; and personal lines of credit and amortizing loans for various purposes, such as autos, recreational vehicles, debt consolidation, personal expenses, or overdraft protection. Further, the company offers private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations and municipalities; and brokerage, annuity, and various insurance products, as well as payment processing services. It operates through full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine. Address: 223 Main Street, Damariscotta, ME, United States, 04543

Check your investment idea

Find the best to beat the market
TSLATSLATesla Motors
AAPLAAPLApple
MSFTMSFTMicrosoft

Analytics

WallStreet Target Price

P/E ratio

11.64

Dividend Yield

5.20 %

Current Year

+128 174 000 USD
Created with Highcharts 10.2.1

Last Year

+93 040 000 USD
Created with Highcharts 10.2.1

Current Quarter

+21 162 000 USD
Created with Highcharts 10.2.1

Last Quarter

+40 715 000 USD
Created with Highcharts 10.2.1

Key Figures FNLC

1 year
3 years
5 years
10 years
Created with Highcharts 10.2.1-20 million USD-10 million USD0 USD10 million USD20 million USD30 million USD40 million USD50 million USD
01.01.2015 - 21.01.2025
EBITDA
Operating Margin TTM 46.33 %
PE Ratio 11.64
Return On Assets TTM 0.87 %
PEG Ratio
Return On Equity TTM 10.94 %
Wall Street Target Price
Revenue TTM 78 192 000 USD
Book Value 23.03 USD
Revenue Per Share TTM
Dividend Share 1.42 USD
Quarterly Revenue Growth YOY 5.60 %
Dividend Yield 5.20 %
Gross Profit TTM 91 290 000 USD
Earnings per share 2.38 USD
Diluted Eps TTM 2.38 USD
Most Recent Quarter III 2024
Quarterly Earnings Growth YOY 1.50 %
Profit Margin 33.82 %

Dividend Analytics FNLC

Max Ratio

>10 - expected double digit dividend yield on cost over 10Y>5 - expected 5-9 dividend yield on cost over 10Y<5 - expected <5 dividend yield on cost over 10YMaxRatio is an estimated 10Y dividend yield on cost calculated by combining the current dividend yield with the 5-year & 10-year average dividend growth rate, projected over the next 10 years discounted based on current Financial Score. It provides a projected outlook on future dividend returns.

7.01 %

5Y Dividend Growth

20.00 %

Consecutive Years

5 years

5Y Average Payout Ratio

46.00 %

Dividend History FNLC

1 year
3 years
5 years
10 years
Created with Highcharts 10.2.12.00 %3.00 %4.00 %5.00 %6.00 %
01.01.2015 - 31.12.2024
Forward Annual Dividend Rate 1.44
Ex Dividend Date 06.01.2025
Forward Annual Dividend Yield 5.20 %
Last Split Factor 3:1
Payout Ratio 77.99 %
Last Split Date 02.06.2004
Dividend Date 16.01.2025

Stock Valuation FNLC

1 year
3 years
5 years
10 years
Created with Highcharts 10.2.16.008.0010.0012.0014.0016.0018.0020.0022.00
01.01.2015 - 31.12.2024
Trailing PE 11.64
Forward PE
Enterprise Value Revenue 5.16
Price Sales TTM 3.95
Enterprise Value EBITDA
Price Book MRQ 1.20

Financials FNLC

1 year
3 years
5 years
10 years
15 years
Results31.12.201531.12.201631.12.201731.12.201831.12.201931.12.202031.12.202131.12.202231.12.202331.12.2024Dynamics
Total Revenue53 166 000 USD55 446 000 USD59 851 000 USD62 809 000 USD66 682 000 USD77 952 000 USD85 686 000 USD93 040 000 USD128 174 000 USD128 174 000 USD *
Created with Highcharts 10.2.1
Operating Income33 256 000 USD36 977 000 USD41 550 000 USD48 176 000 USD30 260 000 USD32 250 000 USD43 913 000 USD66 170 000 USD2 699 000 USD2 699 000 USD *
Created with Highcharts 10.2.1
Net Income - (CF)16 206 000 USD18 009 000 USD19 588 000 USD23 536 000 USD25 525 000 USD27 129 000 USD36 269 000 USD38 990 000 USD29 519 000 USD29 519 000 USD *
Created with Highcharts 10.2.1
Normalized Basic EPS1.51 USD1.66 USD1.81 USD2.17 USD2.34 USD2.48 USD3.30 USD3.55 USD2.66 USD2.66 USD *
Created with Highcharts 10.2.1
Dividend Share0.65 USD0.90 USD0.71 USD1.06 USD1.18 USD1.22 USD1.26 USD1.32 USD1.38 USD1.42 USD
Created with Highcharts 10.2.1
Payout Ratio43.05 %54.22 %39.23 %48.85 %50.43 %49.19 %38.17 %37.15 %51.81 %53.31 %
Created with Highcharts 10.2.1
Total Assets1 564 810 000 USD1 712 875 000 USD1 842 788 000 USD1 945 590 000 USD2 068 796 000 USD2 361 236 000 USD2 527 099 000 USD2 739 178 000 USD2 946 698 000 USD2 946 698 000 USD *
Created with Highcharts 10.2.1
Total Liabilities1 397 312 000 USD1 540 355 000 USD1 661 467 000 USD1 754 048 000 USD1 856 288 000 USD2 137 510 000 USD136 342 000 USD2 510 255 000 USD2 703 619 000 USD2 703 619 000 USD *
Created with Highcharts 10.2.1
Debt Ratio0.89 0.90 0.90 0.90 0.90 0.91 0.05 0.92 0.92 0.92 *
Created with Highcharts 10.2.1
Total Current Assets1 050 127 000 USD1 133 624 000 USD1 233 884 000 USD1 319 630 000 USD393 430 000 USD405 037 000 USD415 422 000 USD320 759 000 USD47 330 000 USD47 330 000 USD *
Created with Highcharts 10.2.1
Total Current Liabilities222 323 000 USD158 774 000 USD113 638 000 USD145 205 000 USD174 850 000 USD206 940 000 USD2 123 297 000 USD2 482 276 000 USD1 988 942 000 USD1 988 942 000 USD *
Created with Highcharts 10.2.1
Current Ratio4.72 7.14 10.86 9.09 2.25 1.96 0.20 0.13 0.02 0.02 *
Created with Highcharts 10.2.1
Quick Ratio4.72 7.14 10.85 9.08 2.25 1.95 0.24 0.14 0.01 0.01 *
Created with Highcharts 10.2.1
Return on Assets1.04 %1.05 %1.06 %1.21 %1.23 %1.15 %1.44 %1.42 %1.00 %1.00 % *
Created with Highcharts 10.2.1
FFO Interest Coverage3.37 3.42 3.07 2.46 1.16 1.87 4.07 3.92 0.04 0.04 *
Created with Highcharts 10.2.1
P/E ratio - P/E (LTM)13.56 19.94 15.04 12.12 12.92 10.24 9.51 8.43 10.59 10.59 *
Created with Highcharts 10.2.1
Dividend Yield (LTM)3.18 %2.72 %2.61 %4.03 %3.90 %4.80 %4.01 %4.41 %4.89 %5.19 %
Created with Highcharts 10.2.1
Buyback Yield (LTM)--1.08 %-------1.00 %-1.00 % *
Created with Highcharts 10.2.1
* The data for this period has not yet been published

Technical indicators FNLC

For 52 weeks

21.15 USD 31.05 USD
50 Day MA 27.82 USD
Shares Short Prior Month 36 924
200 Day MA 25.43 USD
Short Ratio 1.83
Shares Short 31 895
Short Percent 0.30 %