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Waterstone Financial Inc

WSBF
Current price
12.65 USD +0.05 USD (+0.40%)
Last closed 12.66 USD
ISIN US94188P1012
Sector Financial Services
Industry Banks - Regional
Exchange NASDAQ
Capitalization 241 495 824 USD
Yield for 12 month +2.18 %
1Y
3Y
5Y
10Y
15Y
WSBF
21.11.2021 - 28.11.2021

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. The company was founded in 1921 and is based in Wauwatosa, Wisconsin. Address: 11200 West Plank Court, Wauwatosa, WI, United States, 53226

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Analytics

WallStreet Target Price

12.50 USD

P/E ratio

12.41

Dividend Yield

4.74 %

Current Year

+113 168 000 USD

Last Year

+99 208 000 USD

Current Quarter

+44 862 000 USD

Last Quarter

+31 354 000 USD

Current Year

+113 168 000 USD

Last Year

+99 208 000 USD

Current Quarter

Last Quarter

+31 354 000 USD

Key Figures WSBF

1 year
3 years
5 years
10 years
21.11.2021 - 28.11.2021
EBITDA
Operating Margin TTM 12.81 %
Price to Earnings 12.41
Return On Assets TTM 0.85 %
PEG Ratio
Return On Equity TTM 5.50 %
Wall Street Target Price 12.50 USD
Revenue TTM 133 551 000 USD
Book Value 17.90 USD
Revenue Per Share TTM
Dividend Share 0.60 USD
Quarterly Revenue Growth YOY -6.50 %
Dividend Yield 4.74 %
Gross Profit TTM 133 551 000 USD
Earnings per share 1.02 USD
Diluted Eps TTM 1.02 USD
Most Recent Quarter I 2025
Quarterly Earnings Growth YOY 4.10 %
Profit Margin 13.99 %

Dividend Analytics WSBF

Max Ratio

>10 - expected double digit dividend yield on cost over 10Y >5 - expected 5-9 dividend yield on cost over 10Y <5 - expected <5 dividend yield on cost over 10Y MaxRatio is an estimated 10Y dividend yield on cost calculated by combining the current dividend yield with the 5-year & 10-year average dividend growth rate, projected over the next 10 years discounted based on current Financial Score. It provides a projected outlook on future dividend returns.

5Y Dividend Growth

25.00 %

Consecutive Years

5Y Average Payout Ratio

70.64 %

Dividend History WSBF

1 year
3 years
5 years
10 years
21.11.2021 - 28.11.2021
Ex Dividend Date 08.04.2025
Dividend CAGR 3Y -9.14 %
Dividend CAGR 5Y 4.56 %
Dividend CAGR 10Y 19.62 %
Consecutive Years 0
Consistent Years 0
Continuous Dividends 11
Forward Annual Dividend Yield 4.58 %
Forward Annual Dividend 0.60 USD
Last Split Factor 10972:1000
Payout Ratio TTM 59.22 %
Last Split Date 23.01.2014

Stock Valuation WSBF

1 year
3 years
5 years
10 years
21.11.2021 - 28.11.2021
Trailing PE 12.41
Forward PE
Enterprise Value Revenue 4.89
Price Sales TTM 1.81
Enterprise Value EBITDA
Price Book MRQ 0.73

Financials WSBF

1 year
3 years
5 years
10 years
15 years
Results 2019 Dynamics
* The data for this period has not yet been published

Technical indicators WSBF

For 52 weeks

11.23 USD 16.46 USD
50 Day MA 12.76 USD
Shares Short Prior Month 70 765
200 Day MA 13.97 USD
Short Ratio 1.16
Shares Short 73 388
Short Percent 0.48 %