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Financial Institutions Inc

FISI
Current price
18.8 USD +0.34 USD (+1.84%)
Last closed 18.49 USD
Sector Financial Services
Industry Banks - Regional
Exchange NASDAQ
Capitalization 284 797 760 USD
Yield for 12 month -23.67 %
Week
Month
Year
FISI
21.11.2021 - 28.11.2021

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company also provides personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services, such as life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York. Address: 220 Liberty Street, Warsaw, NY, United States, 14569

Analytics

WallStreet Target Price

19.38 USD

P/E ratio

5.5861

Dividend Yield

6.48 %

Current Year

+212 350 000 USD

Last Year

+199 555 000 USD

Current Quarter

+51 772 000 USD

Last Quarter

+53 334 000 USD

Current Year

+212 350 000 USD

Last Year

+199 555 000 USD

Current Quarter

+51 772 000 USD

Last Quarter

+53 334 000 USD

Key Figures FISI

1 year
3 years
5 years
10 years
21.11.2021 - 28.11.2021
EBITDA
Operating Margin TTM 34.89 %
PE Ratio 5.5861
Return On Assets TTM 0.89 %
PEG Ratio 1.91
Return On Equity TTM 13.1 %
Wall Street Target Price 19.38 USD
Revenue TTM 198 266 000 USD
Book Value 25.41 USD
Revenue Per Share TTM 12.91 USD
Dividend Share 1.19 USD
Quarterly Revenue Growth YOY -0.4 %
Dividend Yield 6.48 %
Gross Profit TTM 200 332 000 USD
Earnings Share 3.31 USD
Diluted Eps TTM 3.31 USD
Most Recent Quarter III 2023
Quarterly Earnings Growth YOY
Profit Margin 26.52 %

Dividend Analytics FISI

Champion - 10+ consecutive years of dividend increases

Dividend growth over 5 years

36 %

Continuous growth

12 years

Payout Ratio 5 years average

34 %

Dividend History FISI

1 year
3 years
5 years
10 years
21.11.2021 - 28.11.2021
Forward Annual Dividend Rate 1.2
Ex Dividend Date 13.12.2023
Forward Annual Dividend Yield 6.48 %
Last Split Factor
Payout Ratio 36.25 %
Last Split Date
Dividend Date 02.01.2024

Stock Valuation FISI

1 year
3 years
5 years
10 years
21.11.2021 - 28.11.2021
Trailing PE 5.5861
Forward PE
Enterprise Value Revenue
Price Sales TTM 1.4364
Enterprise Value EBITDA
Price Book MRQ 0.7292

Financials FISI

1 year
3 years
5 years
10 years
Results 2019 Dynamics

Technical indicators FISI

For 52 weeks

13.36 USD 24.62 USD
50 Day MA 16.82 USD
Shares Short Prior Month 70 300
200 Day MA 17.94 USD
Short Ratio 1.98
Shares Short 75 441
Short Percent 0.5 %