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Old Second Bancorp Inc

OSBC
Current price
15.57 USD -0.03 USD (-0.19%)
Last closed 15.46 USD
ISIN US6802771005
Sector Financial Services
Industry Banks - Regional
Exchange NASDAQ
Capitalization 701 384 896 USD
Yield for 12 month +12.42 %
1Y
3Y
5Y
10Y
15Y
OSBC
21.11.2021 - 28.11.2021

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company offers deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois. Address: 37 South River Street, Aurora, IL, United States, 60507

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Analytics

WallStreet Target Price

21.00 USD

P/E ratio

8.51

Dividend Yield

1.54 %

Current Year

+279 899 000 USD

Last Year

+291 970 000 USD

Current Quarter

+73 565 000 USD

Last Quarter

+71 697 000 USD

Current Year

+297 904 000 USD

Last Year

+291 970 000 USD

Current Quarter

+73 565 000 USD

Last Quarter

+71 697 000 USD

Key Figures OSBC

1 year
3 years
5 years
10 years
21.11.2021 - 28.11.2021
EBITDA
Operating Margin TTM 42.06 %
Price to Earnings 8.51
Return On Assets TTM 1.48 %
PEG Ratio 2.60
Return On Equity TTM 12.98 %
Wall Street Target Price 21.00 USD
Revenue TTM 275 720 000 USD
Book Value 15.42 USD
Revenue Per Share TTM
Dividend Share 0.22 USD
Quarterly Revenue Growth YOY 5.90 %
Dividend Yield 1.54 %
Gross Profit TTM 275 720 000 USD
Earnings per share 1.83 USD
Diluted Eps TTM 1.83 USD
Most Recent Quarter I 2025
Quarterly Earnings Growth YOY -8.50 %
Profit Margin 30.39 %

Dividend Analytics OSBC

Max Ratio

>10 - expected double digit dividend yield on cost over 10Y >5 - expected 5-9 dividend yield on cost over 10Y <5 - expected <5 dividend yield on cost over 10Y MaxRatio is an estimated 10Y dividend yield on cost calculated by combining the current dividend yield with the 5-year & 10-year average dividend growth rate, projected over the next 10 years discounted based on current Financial Score. It provides a projected outlook on future dividend returns.

5Y Dividend Growth

425.00 %

Consecutive Years

1 year

5Y Average Payout Ratio

12.69 %

Dividend History OSBC

1 year
3 years
5 years
10 years
21.11.2021 - 28.11.2021
Ex Dividend Date 25.04.2025
Dividend CAGR 3Y 9.49 %
Dividend CAGR 5Y 39.33 %
Dividend CAGR 10Y
Consecutive Years 1
Consistent Years 9
Continuous Dividends 9
Forward Annual Dividend Yield 1.54 %
Forward Annual Dividend 0.24 USD
Last Split Factor 2:1
Payout Ratio TTM 9.83 %
Last Split Date 29.07.2004

Stock Valuation OSBC

1 year
3 years
5 years
10 years
21.11.2021 - 28.11.2021
Trailing PE 8.51
Forward PE 8.60
Enterprise Value Revenue 2.78
Price Sales TTM 2.54
Enterprise Value EBITDA
Price Book MRQ 1.01

Financials OSBC

1 year
3 years
5 years
10 years
15 years
Results 2019 Dynamics
* The data for this period has not yet been published

Technical indicators OSBC

For 52 weeks

13.09 USD 19.39 USD
50 Day MA 16.62 USD
Shares Short Prior Month 611 830
200 Day MA 17.00 USD
Short Ratio 2.82
Shares Short 613 447
Short Percent 1.41 %