Small deposits, big compounding power.
MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.
Every Friday, I share what I’m buying — real moves, no fluff. The plan is simple: mix high yield with dividend growth to build income that grows year after year.
My goal is $12,000/month in 10 years. This journey is open to anyone — it’s about creating a legacy, taking care of loved ones, and leaving behind a stream of income that outlives you.
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Table of Contents
🥩 Steak Lunches on the House
Inside: my latest buys, fresh raises, and one special surprise for your dividend journey.
Hey friends — Max here.
Another solid week, another step forward. The snowball keeps rolling — this time adding +$80 in annual income while I was out living life and doing what I love. Not a huge number, but hey… that’s a couple of steak lunches covered for the year — paid for by dividends 🍽️
Was I active? Oh, absolutely. It was one of those great weeks when the market goes on sale — and you know I love a good sale. I added a few strong names to the portfolio, the kind that make me smile every time they pay.
And that’s not all. Inside this week’s update, I’ll walk you through the new buys, the dividend raises, and one special surprise I think you’ll really enjoy. Remember, my portfolio is open for you to explore — use it as inspiration, ideas, or just motivation to keep building your own dividend machine.
Huge thanks to Wouter, Scott, Lara, and Jake for your feedback, support, and sharp questions this week. You guys keep the energy high and the mission clear.
Ready to roll? Let’s dive in 👇
— Max
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The Quiet Moves Powering My Next Dividend Jump
Every week, I deploy $3,000 with one mission: hit $12,000/month in dividends within 120 months.
The thrill is in the reveal: which companies are quietly compounding inside the portfolio—and which ones are still on the watchlist, waiting for the perfect setup?
That’s the snowball. You don’t need perfect timing—just steady deposits, paid dividends, and calm, repeatable moves that compound.
Clear. Live. Step by step. Watch the MaxDividends plan unfold—one quiet week at a time.
My Latest Dividend Milestone
✅ $100/month – hit at Month 3
✅ $250/month – hit at Month 5
✅ $500/month – hit at Month 10
✅ $750/month – hit at Month 16
🎯 $1,000/month – now 79.8% complete
That means I’m officially closing in on $800/month of pure dividend income — money showing up whether I work or not.
Bills are dropping one by one. ☕ Coffee? Paid for. 💪 Gym? Covered. 📱 Phone bill? Almost gone.
Next stop: $1,000/month — twelve steady paychecks a year, rolling in like clockwork.
That’s the point where the plan stops being theory… and starts turning into freedom you can actually feel.
🎁 The Promised Surprise
By the way — have you checked out our latest little update? You can now name your goals and share your progress directly in the MaxDividends community chat.
It’s a simple touch, but it makes the journey a lot more personal — and a lot more fun.
☕ Cup of coffee? Gym membership? Set your goal, name it, and share what you’re aiming for!
Let’s see what you’re building next inside the MaxDividends community 💪
Now, let’s get to the buys. Grab a seat, pour yourself some coffee (or whatever you love most), and let’s dive in! ☕🚀
💰 $12K in 120 Months — My Portfolio Update (Month 18, Week 1)
Buys This Week
Another $3,313 quietly put to work — same rhythm, same plan. No rush, no drama. Just building income that never stops growing.
Here’s what joined the portfolio this week:
💉 Novo Nordisk (NVO) — 29 shares
A world-class compounder redefining global healthcare. Consistent earnings growth, rising cash flow, and one of the most shareholder-friendly dividend policies in Europe.
🏦 Bank OZK (OZK) — 3 shares
One of the strongest regional banks in America with exceptional capital discipline, a long streak of rising payouts, and impressive profitability metrics.
👟 Shoe Carnival (SCVL) — 50 shares
Still my favorite under-the-radar retailer. Eleven straight years of dividend hikes, payout ratio under 25%, and trading at an attractive discount.
🏊♂️ Pool Corp (POOL) — 2 shares
A quiet compounder with high returns on capital and steady double-digit dividend growth. Serving 200,000+ customers across North America — built to last.
➡️ Total invested: $3,313 — right on schedule.
Another calm week, another boost to the snowball. Dividends keep stacking, quietly turning patience into freedom.
🔗 View the live portfolio: MaxDividends $12K in 120 Months Strategy Portfolio
Portfolio Snapshot
- Total Invested: ~$252,321
- Current Value: ~$253,951 (+$1,630 capital gains)
- Annual Dividends: ~$9,567 (+$83 vs last week)
- Yield on Cost (FWD): ~4.35%
The snowball keeps rolling — heavier every week.
🔔 Dividend Raises — Year to Date (2025)
- Greif Inc +3.7%
- OZK Bank +2.3%
- Texas Instruments +4.4%
- FedEx +5%
- Johnson & Johnson +4.8%
- Nexstar Media +10%
- Chevron +4.9%
- Robert Half +11%
- PepsiCo +5%
…and many more.
Each raise locks in more lifetime income and lifts my yield on cost. Quiet, steady, automatic.
Portfolio Progress
Here’s a look inside my portfolio this week:
- Annual Dividends: $9,567/year (+$80 vs last week) → about $800/month or ~$27/day passive income
- Top Payers Right Now: a few lead, but 80%+ of income comes from a broad, diversified base
- Based on recent raises, the portfolio is expected to pay about a 4.4% yield over the next year — and those dividends have been growing around 16% a year over the past decade.
- Monthly Income Trend: some months already cracking $1,000 — September crossed four digits
- Passive Income Goal: 6.44% of the way to $12,000/month. The snowball is rolling stronger every week.
The MaxDividends App
All of this is tracked inside the MaxDividends App — my roadmap and compass. It shows payouts, raises, and exact progress toward the $12K finish line.
If you’re not using it yet, you’re leaving a serious edge on the table.
My Word Here
10/24 Update — email me anytime: max@maxdividends.app
This week followed a familiar rhythm. I wouldn’t say there are tons of “can’t-miss” opportunities out there right now, but there are still a few solid choices worth adding to.
I boosted my position in Shoe Carnival quite a bit and will probably pause on that one for a while. As tempting as it is to keep buying, I like to stay balanced — spreading new capital evenly instead of overloading any single name.
I’m also glad to keep adding more shares of Novo Nordisk — picked up some this week and plan to add about another $1,000 next week. I’ll likely grab a few more shares of OZK Bank too, though that position is getting close to my target size, so I might start looking at other opportunities from here.
All in all, everything’s on track. My passive income just hit another all-time high — now closing in on $800 per month. Most likely, next week will push it across that mark. Just a few more weeks (and about $200 more in monthly income) to reach my first big milestone: $1,000 a month in dividends.
That’s solid progress. And here’s a nice bonus — next week kicks off November, which means it’s reinvestment time for the dividends collected in October. That’ll give the income snowball another little push forward.
Week #77 of continuous dividend growth is already on the calendar — and it feels great to see the momentum building. 💪
On the app side, we’re deep in the data trenches — and I’ve got to say, it’s a fascinating (and sometimes challenging) journey. But we’re making great progress.
Over the past five years, we’ve been refining our datasets and algorithms to deliver the most accurate dividend data available — now covering more than 19,000 companies worldwide. Every week, we solve new data challenges and make the experience smoother for investors like you.
Here’s a fun update: you can now set personalized dividend goals and name them however you like. Whether it’s “Vacation Fund,” “Mortgage Freedom,” or “Coffee Money” — make it yours.
And stay tuned — next week brings another exciting feature that’ll make using the app even more enjoyable.
We’re dividend nerds through and through — building the best dividend investing app in the world because we use it ourselves 😜
The MaxDividends Way
This isn’t gambling or chasing hype. It’s a proven system:
- Invest consistently, every week.
- Stick with dividend growth stocks.
- Reinvest every payout.
- Rotate only if growth stalls.
That’s why the income snowball keeps rolling — heavier each month, stronger each year.
Chapter #2: Kid’s Portfolios
New quarter, new milestone. Every quarter I put $300 into each of my three kids’ portfolios — building generational wealth one brick at a time.
Kids’ Portfolios:
- Focused on capital growth, built around Capital Growth-Focused Dividend Eagles
- Powered by weekly dividend growth stock picks with the help of the MaxDividends Assistant
- $300 each, every quarter
This quarter I added WestPharma and ResMed. Next quarter I’ll likely swap Johnson Outdoors (its Financial Score dropped below 80).
Chapter #3: Core Family Portfolio – Bigger Picture
This is where the long game plays out. Beyond the weekly $3,000 experiment, my family’s core portfolio is the real backbone — built for high-yield dividend growth, steady compounding, and financial security for years to come.
Here I’ll break down where things stand today, how the plan for this quarter looks, and why this portfolio is designed to cover every family expense while still growing stronger over time.
I’ve spent the past 20 years building businesses. That’s where most of my capital came from. But now, at 40 and with three kids, I want to stay involved in business and investing on my terms.
The Big Idea
My goal? More time with family, freedom to focus on what matters, and a portfolio that pays me whether I’m working or not. That’s why in 2025, I’ve started transitioning to fully living off dividends.
The mission hasn’t changed: build a high-yield, dividend-growing portfolio that delivers steady cash flow and strong long-term returns.
With the MaxDividends Concept, my team and I scan markets across the U.S., Europe, and Asia to find financially strong companies with a track record of raising dividends. This way, I’m not just chasing price growth — I’m building a paycheck that grows by itself.
Core Family Portfolio Snapshot
- Total Invested: ~$1,333,736 (+$4,989 this week)
- Current Value: ~$1,640,039
- Current Yearly Dividends: ~$74,700*
- Yield on Cost: ~5.59%
(*Dividend totals vary slightly due to exchange rates.)
This portfolio alone now pays over $6,200/month in dividends. Every dollar is reinvested, fueling even faster growth.
Companies Purchased This Week
No new buys this week — everything’s holding steady. I plan to invest a bit more later, but for now, no changes in the main portfolio. No sales, no new positions — just letting the dividends keep doing their job.
Core Family Portfolio Breakdown
✅ 90% High-Yield Dividend Growth Stocks – These names pay me consistently and raise dividends year after year.
✅ 10% Capital Growth Stocks – A smaller bucket for faster-growing companies. When I sell, half the profits go into new growth stocks and half into high-yield dividend payers.
Current Top Holdings
Capital Growth (10%)
- Nexstar Media Group (NXST)
- Tractor Supply (TSCO)
- Lam Research (LRCX)
- Nike (NKE)
High-Yield Dividend Growth (90%)
- Asseco Business Solutions (Poland)
- Rubis SCA (France)
- Hornbach Holding (Germany)
- Melexis (Belgium)
- Rubis SCA (France)
- Ambra SA (Poland)
- Bank OZK (USA)
- Teleperformance (France)
Recent Standouts
🏆 A beginner unicorn has appeared in my portfolio!
Lam Research Corporation is up over 100%—you’re crushing it as an investor! You’ve backed a real winner here!
- FPE Fuchs Petrolub SE – has shown solid momentum over the past week, with a gain of +4.15%
- T. Rowe Price Group, Inc – has delivered a solid gain of +10.12%
Dividend Hikes in Q3
- Lam Research Corp +13%
- OZK Bank +2.3% (fourth increase this year)
- Universal Corp +1.25%
- SkyWorks +1.43%
- Texas Instruments +4.4%
More Raises This Year
- Asseco Business Solutions — +25%
- T. Rowe Price — +2.5%
- Fuchs Petrolub — +5%
- BestBuy — +1.1%
- Zoetis — +15.7%
- Tractor Supply — +4.5%
- Applied Materials — +15%
- Teleperformance — +9%
- Nexstar Broadcasting — +10%
- UPS — +0.6%
- Nomura Real Estate — +16%
- Sun Wa Corp — +15%
- Archer Daniels Midland — +2%
Each hike locks in more income for life — steady raises with zero extra work.
📅 This Quarter’s Plan (Q4)
For the fourth quarter, my focus is simple: put more savings to work in the core family portfolio and keep aggressively reinvesting every dividend. The target is clear — push monthly dividends past $7,000 by year-end.
The strategy doesn’t change. I’m looking for stable, undervalued Dividend Eagles that start with solid yields and have the strength to keep paying and raising over time. Dividends are my lever — I collect them, reinvest them, and let compounding do the heavy lifting.
I won’t lock in specific tickers right now — opportunities shift as the quarter unfolds. What matters is scanning the best markets worldwide: the U.S., Canada, Japan, Australia, the U.K., and Europe, and picking financially strong companies that fit the MaxDividends secret formula.
And for my kids? The playbook stays the same: $300 each, every quarter. Three kids, three portfolios, one steady strategy to build generational wealth.
The structure is unchanged — 90% high-yield dividend growth stocks, 10% capital growth stocks. The mission stays the same too: steady income, steady growth, and the freedom that comes from reinvesting.
Right now, it’s all about speeding up the cycle — dividends keep rising, capital keeps compounding, and every reinvested payout brings us closer to true financial freedom.
The Long Game
By 2033–2035, I expect my Core Portfolio alone to generate $16K–$18K/month in dividends. Combine that with my $12K-in-120-months experiment, and the total passive income goal is $30,000/month.
That’s full financial independence: family expenses covered, reinvestment rolling, and freedom secured.
***
That’s all for today’s update.
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Wishing you steady growth and financial peace,
Max
💌 Questions or thoughts? Reach me anytime at max@maxdividends.app
📚 Knowledge Base & Premium Guides
Start Here
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Deep Insights
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Help & Support
- Got a question about dividends? Ask Max, your AI Dividend Assistant!
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MaxDividends Mission
Helping people build growing passive income, retire early, and live off dividends.
Someone’s sitting in the shade today because someone planted a tree a long time ago. ― Warren Buffett.
